Legal Question in Credit and Debt Law in Georgia
judgements
I have a judgement against me for a doctor bill I never paid. the judgement amount is 2686.00. Now they want to repo all my possesions, I don't own a car or house, now the man wants to set up payment plans when I offered 50.00 a month, he sounded unsatisfied. I would like to buy a house and have picked out one that is in my price range I just need to know the best way to pay off the judgement and get it off my credit as soon as possible to buy the house. the mortage guy said that is all that is stopping me. I need the best way to solve the problem and save what is left of my credit as fast as possible to buy this house.
1 Answer from Attorneys
Re: judgements
The answer to your questions about the "best way" is clear - pay the debt. Often, if one is unable to handle their existing bills, they likely cannot afford the financial obligations that come with buying a house. This, and the fact that borrowers have a history of skipping out on debts, is why the lender does not currently want to hand over money so it happens to them.
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