Legal Question in Credit and Debt Law in Georgia

i have a letter from a creditor demanding............

i recieved a letter from a collection agency for $800.00 in damages to my old residence. I did no such damage, actually had major problems with the residence. non working air, non working fridge when i moved in, holes in floor, etc. they send first letter demanding a response in 30 days or the debt would be valid. i wrote saying we were constuctually evicted, citing that i had witnesses from the sheriffs office if it went to civil trial like they said in their first letter. second letter shows up demanding the names of all witnesses. if i do not provide those names and a list of damages when i moved in my response would be found not true. i offered the names and a full list if it went to civil trial. do i need to provide them with the information they demand. they are a collection agency not a lawyers office. i offered the list of damage and names if it went to civil trial in my first response. do i need to give it to them now? thank you for your help.

--name removed--harrington


Asked on 6/08/06, 11:27 am

1 Answer from Attorneys
Scott Riddle Law Office of Scott B. Riddle, LLC

Re: i have a letter from a creditor demanding............

The issue is the damage to the apartment, if any, and whether you did the damage. Keep in mind that apartment complexes are used to having people go back and claim something was wrong with the apartment when trying to get out of a claim for damages or fees. If you had a problem with the apartment, it should have been dealt with at the time. You can't just move out and later claim "constructive eviction." If you have a defense to the damage claim, you need to provide them with all information you have. That may end it. Waiting for them to sue you is a bad idea.

Read more
Answered on 6/08/06, 11:33 am


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Georgia