Legal Question in Credit and Debt Law in Georgia
I have a question about what all exactly what can be taken in the state of Georgia with a Fieri Facias? I don't have a car, a bank account or really any personal property to speak of valuing over $50 for probably about a total of $600 if you add everything together generously. When the sheriff came out last time with the warning writ he told me they could take my shirt if that was all I had and that I would then owe them $500 extra dollars for selling this. Is this true? Do I have any protection whatsoever for my basic personal belongings? I also live with my girlfriend, will any of her stuff be in jeopardy because of my mistakes?
1 Answer from Attorneys
You can file exemptions and protect your stuff. The creditor cannot seize your girlfriend's possessions because of your debts.
They don't want your shirt. They want money. And they can get money by garnishing your wages if you are a W2 employee or by levying on your bank account.
The solution is not to live in fear. If you owe a lot of money, maybe you will want to consider bankruptcy. In such case, get a consult with a bankruptcy attorney. If your debts are not all that bad, they can be resolved, even after the entry of judgment.
I have helped many Georgia clients resolve their debts for a reasonable fee. I give free email consults and can give you better advice if I knew the particulars. Please contact me at rachelforjustice@hotmail,com if interested.
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