Legal Question in Credit and Debt Law in Georgia
i received a summons from suntrust bank via a law firm in atlanta,ga. stateing that i owe them the balance for a truck that i had which was repossessed in 2004. what are my rights concerning this ? can they garnish my wages? i received this summons on nov.13 2009, the date stamped on it is apr.29 2009.
2 Answers from Attorneys
Rights? If you owe the money, you are facing a judgment, garnishment of wages and bank accounts, and a very negative entry on your credit report that could effect future employment, etc. No one here can tell you what the dates mean without the documents, but a defect in service usually means they just serve you again. If you want to contest the case, you need to hire a lawyer since no one here knows all the facts. However, perhaps that money can instead be used to pay the debt.
What your rights are is too complicated to explain in this type of forum without having more information. However, you probably need to take immediate action. Consult with a local attorney.