Legal Question in Credit and Debt Law in Georgia
responsibility to creditors of a deceased person
Dad died at 95, leaving no assetts and some credit card debt. There is no estate and mom who is 88 is living in a house that has a home equity load and a 2nd mortgage; she is on a fixed income, losing both dad's social security and retirement benefits when he died. We need to know what our obligations as children are, as we have our own debts and are struggling ourselves to pay what we own. Can creditors put lien against the house? Would it be beneficial to mom to file bankrupty?
1 Answer from Attorneys
Re: responsibility to creditors of a deceased person
A lot more information is needed to determine what is appropriate and whether the house would be affected (it may be). If you're in metro Atlanta, get our free bankruptcy worksheet on our website, glenashman.com , complete it, and I'd be glad to review it to see what options she has.