Legal Question in Credit and Debt Law in Georgia

Re: What are my rights during a negotiation in a settlement?

The tactics you describe are commonplace in the debt collection field. You may want to consider contacting the Consumer Credit Counciling Service for assistance in negotiating a repayment plan for your debts. If this is unsuccessful, you may want to consider your options under bankruptcy law.

If you would like to pursue this further, you may set up an appointment to meet with one of our attorneys. The first visit is completely free of charge and may be scheduled by phone at:

(706) 548-7070 in Athens, GA or the surrounding area, or

1-800-924-7438 in all other areas.

A map to our office can be sent via e-mail if you request.

DISCLAIMER: It is not possible to give specific legal advice based on the limited information in your query. Information in our response should be considered general information only and NOT advice specific to your situation. Furthermore, no attorney � client relationship is intended to be created by this correspondence. You are not a client of Morgan & Morgan Attorneys at Law, P.C. unless and until we specifically agree to represent you and the appropriate fee contract has been signed.

You should not rely on this information alone in deciding your course of action. We recommend that you speak to an attorney of your choice and seek specific advice and representation.

Morgan & Morgan Attorneys at Law, P.C is licensed to practice law in the state of Georgia only. The general information contained in our response is based on Georgia law. If you or another party to your dispute resides in another state, the information provided may not be applicable.