Legal Question in Credit and Debt Law in Georgia
I was just served a summons to appear in court for a credit card with a balance of about $7500.00. It told me I had 30 days to respond or the Plantiff will win the judgment. Is there a way that I can push the court date back to give me more time to find an attorney?
2 Answers from Attorneys
You can ask the lawyer for the other side for an extension, but 30 days is normally plenty of time to get a lawyer to answer. Keep in mind if the debt is valid, you can end up paying a lawyer and getting a judgment against you for the debt - money that could otherwise be used to pay or settle.
While many things may delay a case, if you actually owe money, spending thousands more to defend a case may not make sense. Before you decide what to do, see a lawyer.
What you should do now (meaning this week) is to consult with a lawyer. Look at all your options, ranging from bankruptcy to a response. (We do that initial consultation for $25, so cost should not be an issue).
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