Legal Question in Credit and Debt Law in Georgia
Student Loan Garnishment
While employed at a previous job, my private student loan provider filed suit whne I became seriously deliquent in my payments. A summary judgment was granted and they began garnishing my wages. A year later, I changed jobs. I was eventually sent a document demanding that I disclosed all financial assests: bank accounts, current employer, etc. instead, I began sending money orders to satisfy my debt every month rather than have them garnish my wages. Am i obligated to disclose this information or can I continue to send them payments every month. The most recent document that I received is a ''motion to compel me to comply with post-judgment discovery and motion for award of attorney fees.'' should I notify opposing counsel and work out a feasible arrangement. i have no problem disclosing my current employerso that they can garnish my wages, but I do not want to disclose all of my banking information. If I do, I will not be able to pay my other student loans, rent, car note, etc. Please advise.
2 Answers from Attorneys
Re: Student Loan Garnishment
It sounds like you ignored court discovery. You can be held in contempt of court, jailed, fined and forced to pay the creditor's attorneys fees. You cannot pick and choose what discovery to answer and ignore. Unless a valid objection to doscovery is filed ina timely fashion with a court and sustained, it must be answered.
Re: Student Loan Garnishment
Your post is basically asking how to handle an existing lawsuit, which is something you need a real live lawyer for. Perhaps you can make a deal. I will only add that a failure to respond to post-judgment discovery can possibly lead to jail time.