Legal Question in Credit and Debt Law in Georgia

You can contact an attorney like me. I settle debts regularly for GA clients for a reasonable fee. I am admitted in GA even though I do not reside there. Please contact me at [email protected] if interested.

If you prefer someone local, that is fine too. There are attorneys here who probably could assist you (Glen Ashman is one - but there are some others). You would just need someone who assists with debt resolution, credit card defense or consumer type of law.

Just because the judgment is old does not mean that it ever goes away. It doesn't. To be enforced, judgments have to be revived. I don't know if the judgment was revived in your case. If not, that just means that your wages cannot be garnished or your property seized.

Why would an attorney cancel the judgment? That is not generally something that you do. Once a debt is resolved by way of payment, the creditor's attorney marks the judgment as satisfied and files what is called a satisfaction at the courthouse. A creditor has 60 days after you resolve the debt to mark it satisfied. If that is not done, then you write and demand that it be done. Only where the debt is paid and all other means fail can you hire an attorney to file an affidavit with the court marking the judgment as satisfied. I am unclear why an attorney would take money from you and not do work. If that is truly the case, then you ought to demand a refund.

You should contact an attorney who handle debtor lawsuits and settlements. We defend and settle these lawsuits statewide, so feel free to call for a consultation. The question is somewhat confusing since it implies that you settled this judgment but someone is still attempting to collect. It is possible that this judgment is no longer valid or has been sold to a new collector. If it is a sizeable judgment and is affecting your credit, it is definitely worth your time to contact an attorney to fix it permanently. Best Wishes.