Legal Question in Credit and Debt Law in Georgia

vehicle repossesion

My nephew was making payments to individual for a car. They kept insurance and tag in their name. He kept vehicle 5 months. He returned vehicle unable to make last $300.00 paymanet. Owner agreed saying she has another individual to pay for vehicle in full. He received letter 1 yr later stating he owes $1,395.00 if not paid in full a warrant for arrest was going to be issued. Can this happen? will this stand up in court? I agree he owes Last payment $300.00. She says he owes last insurance payment and tag payment that was due Dec. he returned vehicle in Nov. Is it reasonable to ask for copies of her receipts to compare to his? Is he responsible for tag and insurance not in his name?


Asked on 3/03/07, 12:02 am

1 Answer from Attorneys
John Jackson Law Office of John A. Jackson, P.C.

Re: vehicle repossesion

It is doubtful your nephew will be arrested. However, the individual may try to collect the money via small claims. This is a civil proceeding not criminal.

It is reasonable to ask for the documentation that you mention. As for the amount above $300.00, it is possible that a court would hold your nephew responsible but then the court may not. It depends on many factors. Way too many to state here.

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Answered on 3/03/07, 2:27 pm


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