Legal Question in Civil Litigation in Georgia
vehicle loan and title
i have been on a payment plan to purchase a vehicle from my previous employer. Payments were deducted from my checks every week while i worked there and i have been making payment to the balance of the account since leaving that employer. the previous employer is the title holder and he is telling me i need to pay insurance and registration to him and he keeps changing the final balance due. i have approximately 4 to 5 final account balance reports all with different amounts. I have been trying to get the correct payout information and now he is saying if i don't pay the final account balance he is going to report the vehicle stolen. can he do that if i have made payments on the vehicle? also, can he charge me for insurance? isn't it my responsibility to get the insurance on the vehicle? any information you could provide would be greatly appreciated!
1 Answer from Attorneys
Re: vehicle loan and title
It depends on what you agreed to. Is there anything in writing? Was there a verbal agreement? If not I think a court would say that yes he can charge you for the insurance on the car because you are the one in possession of it.
He can report it stolen but there seems to be a paper trail that would preclude prosecution. But if you do not send payment he could get it repossessed legally.
Related Questions & Answers
Looking for something else?
10,200 active attorneys ready to answer your legal questions today.
Featured Attorneys
Earn additional revenue and grow your business.
