Legal Question in Insurance Law in Georgia
Does insurance company owe ex-wife any money from $20,000 Homeowner's Insurance claim settlement if the policy was a joint policy that wasn't revised after divorce?
Claims agent said check was issued in only ex-husband's name because he proved that he was divorced and I no longer lived in the home. However, neither my ex-husband nor insurance company revised the policy and my name was submitted to the insurance database showing that I and my ex-husband submitted a homeowner's claim and we both received a settlement of $20,000. I found out when I was denied my own homeowner's insurance. I did not receive anything. Can I take legal action? If so, against whom? {insurance company or ex-husband} The insurance company said their system will not allow the error to be corrected on the insurance database. Please advise.
2 Answers from Attorneys
You provide no facts at all about the claim, why you should get any money, etc., so you can't get a response. We also don't know the terms of any divorce decree or settlement, and it is not clear this has anything to do with insurance law (even if it involves insurance proceeds). All we know is there is insurance money and you apparently want some of it.
You give no facts about the claim or what the divorce decree says about the claim, and I am sure your lawyer addressed the claim in your divorce (if you didn't have a lawyer you made a very expensive mistake). Call your divorce lawyer to discuss if you have remedies.
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