Legal Question in Insurance Law in Georgia

Insurance Denial-Conflicting Storys

Hi,

I had an auto accident a month back. The police cited the

other driver for negligence and as well as arrested him as

he did not have a driving liscence.

Now the insurance (UAIC) Denies my claim saying that the

other person has a different story and sent me a letter

saying insurance claim denied due to conflicting stories and

says it is 50/50 Loss.

Do they have the right to say this as there are no witness

and the police report clearly shows he is at fault.


Asked on 3/15/09, 7:13 pm

1 Answer from Attorneys
Scott Riddle Law Office of Scott B. Riddle, LLC

Re: Insurance Denial-Conflicting Storys

The police report is, in general terms, the opinion of the police officer and not "proof." The other party can contest the conclusions and ticket. The insurance company can also review the stories and come to their own conclusions and position.

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Answered on 3/15/09, 8:46 pm


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