Legal Question in Insurance Law in Georgia

Hello! I tried to ask this before, but got no response (totally forgot about the holiday weekend) so here it is again:

I have a claim with my homeowner's insurance (Company A). The claim is listed as being water/freezing damage to the property (Property A); however, the REAL cause was a rodent chewed through the pipes. I'm not sure why Company A listed the cause as freezing.

I'm getting a new homeowners policy with a different company (Company B) for a different property (Property B). Company B says that if I get Company A to write a letter stating that my claim for Property A was due to a rodent, my premium for Property B will likely go down significantly.

I'm afraid that if I have Company A change the cause to rodent damage, it may affect my claim in some way.

QUESTION:

� Will changing the cause of the claim affect the claim for Property A in any way?

� If so, in what ways can it be affected?

Any advice is appreciated. Thank you wise attorneys!


Asked on 2/16/16, 12:41 pm

1 Answer from Attorneys
Glen Ashman Ashman Law Office also dba Glen Ashman Attorney

You will likely continue to not get responses because what you ask will assist you in what appears to be criminal insurance fraud, and it would be unethical for a lawyer to assist you in perpetuating the fraud that may already have been committed.

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Answered on 2/16/16, 2:03 pm


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