Legal Question in Insurance Law in Georgia

My son was in an auto accident (not at fault). The at fault driver was a teen who did NOT have auto insurance. The driver had just left an individual's house where he supposedly bought the car. The buyer told the seller that he did NOT have insurance. Supposedly, the seller told the buyer something like "go ahead and use mine ...". I get the impression that the teen would not have driven the car away unless the seller had told him this but I don't know that for a fact. The teen drives the car away and a few miles down the road the accident happens. So, is the seller's insurance repsonsible? Will it end up being "uninsured motorist" against my own policy? I have no idea the extent of the agreement or transaction between the buyer and the seller. The police report lists the sellers insurance for the driver. I don't know what "sold" means in this situation. I filed a claim with the seller's insurance and we are 11 days into the process and all that they will tell us is "there is a pending investigation". Whose insurance is responsible?

Asked on 4/04/17, 8:53 am

Glen Ashman Ashman Law Office also dba Glen Ashman Attorney

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You can't buy someione else's insurance. Make a claim using your UM.

Answered on 4/04/17, 10:30 am

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