Legal Question in Insurance Law in Georgia
theft from vehicle parked in public garage
Our car was burglarized while parked in a public garage.
Our hotel provided us with a self-park enter/exit key--name removed--part of our room price. The garage is operated by a management company, not the hotel.
Thieves took a large suitcase with personal items. The theft was captured on the hotel's video survellience cameras.
The garage management firm says they're not responsible for re-imbursing us for our loss. We haven't spoken to the hotel yet.
Do we have recourse to collect & replace stolen items from either garage management or the hotel?
1 Answer from Attorneys
Re: theft from vehicle parked in public garage
As a general rule, you assume the risk of parking in a garage (odds are both signs and the parking ticket alerted you to that). Your car insurance, if you have full coverage, would usually cover such a loss, and, in some cases, your homeowners insurance may also provide coverage. Bear in mind, if the claim is small, a consequence of a claim is often non-renewal of insurance.
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