Legal Question in Insurance Law in Georgia

Maybe yes. maybe no. Your post is confusing and you have left out the basic information needed to answer. Did the policy have a beneficiary? If so, who was it? What do you mean by the "check had no beneficiary" since checks have no such language? And if the policy had no beneficiary, was there a will, and has there been a probate? And what state is this in? Unfortunately with all the missing facts there is no way to answer you.