Legal Question in Personal Injury in Georgia

I was in a accident in my school parking lot earlier this month. The other driver backed up on a one-way and tried to swing in on a parking spot I was pulling in to. She is clearly at fault, once the police got there she didn't even deny back up on the one way and swinging in.

My issue, I called my insurance company Geico immediately after. Geico said it sounds as if it was the OTHER drivers fault. The lady at my insurance company tells me I can either handle it through them or call the OTHER driver insurance company and file a claim. I decied to do it through the OTHER drivers insurance. WHY ? I don't know and unsure if its the right choice.

Today I go get the report ( it takes days for report to be made ready here) I get home and call the OTHER drivers insurance company ( a company I never heard of , or the records clerk for that matter) I told them their insured hit me, They told me an ADJUSTER would call me back.. OK.

So about not even 1 hour later an adjuster calls, takes the basic information and asks if I would do a recorded account of what happened, I immediately said NO!.." Momma didn't raise no fool".

I told him I could maybe do a written statement and fax it... but the more my day went forward, I started to wonder am I obligated to do a statement or anything? Would it be in my best interest to? I know his purpose ( to protect his insured).

Will me not giving a statement delay my claim?

Should I let Geico just handle this, since I am almost certain I could prove her at fault? What should I look forward to or look out for?

Any answers or information, I will be grateful to receive.

Thank you for your time and help in advance.

Sincerely,

Still wrecked and waiting to hear back from you.

2 Answers from Attorneys

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