Legal Question in Personal Injury in Georgia
Help I don't know how to handle this one...
My boyfriend took my car out friday and he wrecked it. Luckily no one was hurt. He has no license or insurance and was charged with driving on suspended license, DUI, and too fast for conditions. 1) will my insurance cover the damage? 2)Will the insurance sue him for the money. 3)What will this do to my insurance rate? 4) I believe that the car is totaled if the airbage did not function properly can I sue the manufactor?
2 Answers from Attorneys
Re: Help I don't know how to handle this one...
We do not have your insurance policy. Call the agent or claims number. As for your question about suing the manufacturer over the airbag, after your drunk and unlicensed boyfriend wrecked, you have to be kidding.
Re: Help I don't know how to handle this one...
1) will my insurance cover the damage?
-- If you have comprehensive coverage to cover your own property damage,it would cover it, subject to whatever deductible you have. If not, it won't. Read your policy.
2)Will the insurance sue him for the money.
-- Probably not but maybe.
3)What will this do to my insurance rate?
-- It may go up.
4) I believe that the car is totaled if the airbage did not function properly can I sue the manufactor?
-- You have no damage resulting from the airbag not functioning properly. If your boyfriend were paralyzed or brain damaged due to the air bag not functioning properly, he might possibly have a claim against the manufacturer, if he could find a lawyer willing to advance about $150,000 in litigation expenses to hire all the right experts.