Legal Question in Real Estate Law in Georgia

Divorced and cosigned on vehicle titles/loan

I have been divorced for nearly two years. My ex and I bought two vehicles while married: on my car, I am the first name on the title, then his; on his car, he is the first name on the title, then mine. The glaring difference is that my car is paid off, while his is not -- and I--name removed--cosigned on that car loan.

I want to move on with my life (as now I--name removed--engaged), so I've asked my ex about transferring the titles to each other and getting the loan transferred to a new loan solely in his name. The problem is that he probably won't qualify for the new loan on his own, and he won't agree to the title transfer for my car until his car's title and loan situation is resolved. He's even had the nerve to suggest that my fiance pay off his loan and that then he would agree to doing the title transfers.

What I'd like to be able to do is get his name off of my title, my name off of his title, and my name off of his loan. I certainly don't need any more lectures about the follies of cosigning; I--name removed--kicking myself plenty for that now. Is there any legal recourse for me to get something done?


Asked on 6/28/05, 8:23 am

1 Answer from Attorneys

Charles W. Field Charles W. Field, Attorney at Law

Re: Divorced and cosigned on vehicle titles/loan

You should consult with local attorney who can review the terms of your divorce decree, which will control. If, e.g., it says that the two of you will be equally responsible for the debt on both vehicles, that is the case.

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Answered on 6/28/05, 11:50 am


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