Legal Question in Real Estate Law in Georgia
My Father left me his home with a quit claim deed and warranty deed in 1999 in which I filled at court house. Since then it's been in my name. I've recently found out it will never be mine because my name is not on the loan with mortgage company. Is this true? But I have filled bankruptcy in passed to save home from foreclosure which is on my credit report. For a home I'll never own....
2 Answers from Attorneys
You cannot get deeded the house twice. But assuming the first deed was proper you own the home. The mortgage being in another name doesn't change that. Call your bankruptcy lawyer to explain retain and pay but when payments are complete on the loan that lien gets released.
Your post is not clear about what you expect. Did you expect the loan to just go away when your father gave you the house? Obviously that is not going to happen. If you want to own the home, then the loan needs to be paid. I am sure your BR lawyer explained that to you.
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