Legal Question in Real Estate Law in Georgia

Mortgages/Foreclosures

If the bank, the originating lender, the servicing company, and the investors do NOT have the Title/Deed to my house, then how is it legal for them to foreclose? I have it in writing from all of these people that they do not hold our mortgage and have never had it. These are the facts. How much more do you need? NONE of them hold the mortgage on our home and all of them say they have never had it, that it was sold to investors.


Asked on 7/22/08, 4:27 pm

1 Answer from Attorneys
Scott Riddle Law Office of Scott B. Riddle, LLC

Re: Mortgages/Foreclosures

You obviously do not include all the facts, so no one can guess who is foreclosing, or on what authority. You do not even state who is actually foreclosing. For starters, the title deed to property and security deed are two different things - the lender or assignee does not have to have the title to foreclose. Beyond that, you are asking for a wild guess based on few facts you provided.

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Answered on 7/22/08, 4:45 pm


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