Legal Question in Real Estate Law in Georgia
property damage liability
A sub-surface plumber drove a back-hoe down my side-yard to repair a broken sewage pipe in my backyard. My neighbor discovered a mud puddle on her property line with tire tracks from the back-hoe. She quickly learned it was a broken water pipe (not sewage). The plumber looked at the property and said he did not cause the damage. He believes the pipes were previusly broken. My insurance company will not cover damage done by a plumber whom I hired. What is my legal responsibility to my neighbor's property?
1 Answer from Attorneys
Re: property damage liability
You wrote: "...to repair a broken sewage pipe in my backyard." It would appear that you and the plumber are jointly responsible for the break. Or, perhaps, the plumber only in the final analysis, since you hired him to do a nonnegligent job of repair. Ask your insurance company, if they will defend you if and when the neighbor sues you for the damage. Additionally, get out your policy and read it. Many times, neither the company nor you have read what is covered and what is excluded. HCW
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