Legal Question in Real Estate Law in Georgia
I have a proplem am paying my mortgage to a service co. Because the bank my house fin. with folded,so they are looking for a new lender. The service co. Is suppose to be trying to help locate a lender to tranfer my home to them so they sent a appraisal agent out and the appraisal came nowhere near the price is worth now. But the service said they can't accept it because the appraisal was to low, but it was someone they sent out to do the job. Now they won't return phone calls but they won't us to continue to send mortgage payments to them.
Help!!!
2 Answers from Attorneys
You need to consult with a local attorney about this. All the documents need to be reviewed.
You can pay a lawyer a few hundred dollars to review whatever, but the question you need to ask first is why you believe you need a lawyer to do so? Why is it legal issue that your lender (or assignee) won't work with you? Why do you think they have an obligation, other than their obligations in the original loan documents? If you want to refinance, YOU go to lenders with your own appraisal to get a loan. It is not likely that giving money to a lawyer to tell you this will help you.
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