Legal Question in Wills and Trusts in Georgia

Can who charge you? For what?

Attorney Ashman is right. You need to try re-posting more details about what this is and why there is such an enormous late fee.

Further, read your contract. What does it say about late payments and the fees that can be imposed? What is this for? A loan? A payday loan? Something else? When was it taken out? Why were you late? Why is your payment still late?

It depends on what this is. It is possible that there is a state law governing the charges for late payment fees and that this is unconscionable. But without the facts, its not possible to give you better advice.