Legal Question in Bankruptcy in Idaho

I am filling out Chapter 7 Bankruptcy papers, I am planning on reaffirming my car loan as I have been paying my payments on time monthly and want to keep my car. Do I still list the loan on the mailing matrix and as a debt on the schedules? Where should I list it?

Also, I have a recent credit report, it looks as if all my creditors are listed on it, but I have some letters from collection agencies for these creditors that I got in the mail-do I list those too?

Thanks so much! I purchased the Nolo book on Chapter 7 but cannot find answers to these specific questions in it.


Asked on 2/08/11, 9:44 pm

1 Answer from Attorneys
Brian D. Lerner Law Offices of Brian D. Lerner, A Professional Corporation

Hello:

It is difficult to complete a Chapter 7 Bankruptcy without professional help. If the creditors are not properly listed, then the debt may not be discharged.

Read more
Answered on 2/09/11, 4:31 am


Related Questions & Answers

More Bankruptcy Law questions and answers in Idaho