Legal Question in Insurance Law in Idaho
Case Law on Non Payment by an Insurance Co after Preapproval
What is a good case to refer to regarding Blue Cross not payming a Claim after preapproval before the surgery and 10 before the policy was canceled by the employer due to closing of a buisness and not notifying the insured party.
1 Answer from Attorneys
Re: Case Law on Non Payment by an Insurance Co after Preapproval
You have two areas of concern: the insurer and the employer. Both may have liability here, for different as well as overlapping reasons.
You should contact an insurance attorney in your area to discuss both insurance law, the employer's responsibility for premium payments and notification (California has such laws) and agency law (the employer may be the insurer's agent) and the liability of the one is imposed on the other. Superimposed on this is a federal law (ERISA) which may or may not apply.
So see a knowledgeable lawyer.
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