Legal Question in Banking Law in Illinois
Ex husband did mortgage fraud on me in 2002 by taking out a $100k line of credit and copying and pasting my signature 1/2 inch above the signature line. No where else does my signature OR initials appear on the document while his name is all over every page. He even out down my birthday as being New Years Eve, which is wrong. i sold holes for a builder and ONLY did my mortgages with the Lenders who were my friends. I have been to the police, the State's Attorney, pressed my attorneys thru the divorce to do something, which 7 attorneys easily could see was FRAUD and said so. Nothing gets done. Who can I go to?? My last hope is to try UTUBE and appeal to anyone whereby humiliating our law enforcement into helping me. Our police are of the mindset that a husband has the right to use my name while married, which promotes identity theft. He also signed my name uo to $149k on checks and opened bank account and credit cards in my name. Who will do something?? Years ago I caught him embezzling from his company and it took a phone call to his parents to make him STOP. I informed the IRS because I found out now if you steal and don't pay money on stolen funds that the IRS has no statute on avilding paying taxes, The police say 20 years ago is too late to prosecute, so after 1 1/2 years I am still trying and need help. Needless to say, the ex also embezzled a considerable amount of our marital assets and since he is financially astute he is getting away with it. I want to sue the two major companies that allowed all this fraud thru their institutions. They have NOT cooperated with helping me. Can anyone give me some kind of direction? The ex laughs that he is sooooooo very clever and I am sooooooo very stupid. Who would imagine someone I knew for 40 years would be sooooooooooo terrible as to want to leave me penniless, i never did anything wrong.
I learned of all these issues when i filed for divorce in Sept-Oct 2009. The identity theft on credit card began in 2000 when line was opened, but not used until 2007 when he made himself an Authorized Buyer. The crdiet card company knows I didn't do it and over me a couple thousand dollars which I refused. And in the later 2000's he made himself Authorized Buyer again on another account of mine, but he didn't use the account. looks like he was spying online at all my purchases. After the divorce began, I changed all my credit card numbers, but he was still trying to put a fraud purchases thru on my credit card, which closed acct down. Mortgage fraud was done in 2002. he also open up a bank acct online after divorce began in 2009. Tried twice with subpoenas to get IP address The forged name on checks was done in 2006 and 2007 . Went up the totem pole of mgrs with both companies, but they all refuse to do anything. These are the two very large household named banks.
1 Answer from Attorneys
I am a real estate attorney primarily, but my sense of the situation is this: (a) you may be able to go back to court on the divorce to get protection, (b) the notary public who notarized what you say are forged signatures of yours may have liability, and (c) you can possibly sue your ex- for any and all damages. Get an attorney involved, at least one who handles divorces. This is NOT going to be cheap, but ultimately your ex- could be liable for everything. Whether or not he's collectible is another ball of wax entirely.
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