Legal Question in Bankruptcy in Illinois

Re: foreclosure after Bankruptcy

Did an attorney file the bankruptcy for you? If so you need to contact him or her immediately. Did you file a chapter 7 or 13? When did you file it? You see there are alot of questions which need to be answered before an informed answer can be given

However, in general if you are behind in your mortgage payments then the mortgage company will start the foreclosure action. They will file a suit and you will be served with a summons. During this entire process you can stop the action by catching up with your payments plus attorney fees and court costs for the foreclosure action. If the foreclosure goes through and the house is sold then you will be responsible for the amount owed after the sale.

If you feel that you are not able to stop the foreclosure by making the payment then I suggest you look into selling the property.

Re: foreclosure after Bankruptcy

Your question is really several different questions for a bankruptcy attorney. It sounds to me that you filed a pro se action, and probably a Ch. 7. If you are behind, the mortgage company can file a Motion to Modify the Automatic Stay, and then commence a state court foreclosure action. Hope this answers your question(s). Good Luck!