Legal Question in Bankruptcy in Illinois

Foreclosure

The mortgage company is attempting to foreclose on my property. I have previously filed Chapter 13 to save my house. That plan was dismissed because my payments were behind. Now the mortgage company has filed another foreclosure action against me. Can I file another Chapter 13 to save my house.


Asked on 2/10/03, 3:24 pm

2 Answers from Attorneys
Thaddeus Hunt Law Offices of Thaddeus Hunt

Re: Foreclosure

Yes. You can file a Chapter 13 or a Chapter 7. The issue is why you fell behind your payments in the first Chapter 13. Perhaps a Chapter 7 is the better option.

Please call me at (847) 223-4410 to discuss your options.

Very truly yours,

Thaddeus J. Hunt, Esq.

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Answered on 2/10/03, 3:56 pm
Andrew Nichols Law Office of Andrew B. Nichols

Re: Foreclosure

Yes, you can file again. In some states the Trustee will object to repeated filings right before a foreclosure. I would suggest you make sure and propose a chapter 13 plan that is reasonable so that you definitely make your payments. Please feel free to give me a call to personally discuss your situation in more detail. ph. (800) 303-0720

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Answered on 2/10/03, 10:59 pm


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