Legal Question in Bankruptcy in Illinois
Married but unemployed
I am recently married and unemployed. My husband earns a good income, however, all my debt is in my name only and occured before we were married. I have no assets. Can I file Chapter 7 or 13?
2 Answers from Attorneys
Re: Married but unemployed
You may be able to file individually, but your husband's income and expenses will be counted for the budget test -called means test. This test will determine what chapter will be best for you. If you wish for a free consultation to determine your options, please contact me. Thanks.
Re: Married but unemployed
You may opt to chose one or the other, however a much more in depth consultation would be necessary prior to me being able to give you a proper answer to this question.
I would need to know
1) the type of debt owed
2) do you own a home, or plan on purchasing one in the future
3) why are you chosing to file for bankruptcy if your income is good
and several other questions I would like to personally as you.
Feel free to contact my office for a free consultation. We are located in NY but handle Bankruptcy matters all over the country.
ALso please refer to our website within the next few days for a free podcast on Bankruptcy and many other matters.
You may contact us throught our website and cgonzalezlawfirm.com or at 2127098303
Related Questions & Answers
-
Seniors in despair We are seniors that are finding that we cannot keep up with our... Asked 2/02/08, 12:59 pm in United States Illinois Bankruptcy Law
-
Bankruptcy and spouse's death if my spouse dies, do I need to continue to pay his... Asked 1/17/08, 11:58 am in United States Illinois Bankruptcy Law