Legal Question in Bankruptcy in Illinois

Not behind on mortgage, only credit cards

Divorced, quit claim deed from ex to me mortgage payments never late about $12000 credit card debt unable to pay. Income about $1200 month incl. child support tenant & pt job. Will I be able to carry on paying mortgage as I have been? Will I have to sell? Owe $39000 worth about $65000. Will my bankruptcy affect ex in any way? Don't want him to know!


Asked on 7/10/99, 4:16 am

1 Answer from Attorneys
Charles Dobra Charles Wm. Dobra, Ltd.

Re: Not behind on mortgage, only credit cards

Given the stated equity in the real property, it would appear that you are a likely Chapter 13 candidate. Unless ex is a creditor, you won't need to list him, except as a co-debtor on the mortgage. Hope this helps.

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Answered on 7/14/99, 11:23 am


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