Legal Question in Bankruptcy in Illinois
Three Years After Filing Bankruptcy
I filed bankruptcy in 1994. I recently received a collections letter from one of my listed creditors demanding payment. My question is once filing bankruptcy is it legal for any listed creditor to demand payment, what are my rights?
Thank You and I will appreciate any information you can give me.
1 Answer from Attorneys
Collection letter from discharged debt
No, it is not legal for a creditor whose listed debt was discharged in bankruptcy to send you a collection letter or to have a collection agency send you a collection letter. It is contempt of court. You need to hire an attorney to bring a contempt action against the creditor. The sanctions imposed will include payment of reasonable attorney fees, so be sure to hire a reasonable attorney!
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