Legal Question in Civil Rights Law in Illinois

A friend of mine said he'd pay for half of my house within a year of me owning it. He paid the down payment, has paid the mortgage for 2 1/2 years now and without telling me has closed the bank account from which the mortgage was paid. He won't return my calls. I got the mortgage without a job with him drafting up documentation stating I worked for him and made a certain amount of money. I never got anything in writing and am wondering if I have any legal recourse. I had to have someone move in here to avoid forclosure. I have witnesses on his part that know about his promise to me. His lawyer acted as my realtor and has put money in my checking account to cover the mortgage several times. My friend also promised remodeling (around $40,000) and had someone who worked for him come to my house to get an idea of what needed to be done. Like I said, I have evidence he's paid the mortgage all this time, paid the down payment, falsified documents to show I worked for him to get the loan, he knew the loan officers involved which made it easier for me to get the loan, and his lawyer depositing money in my account for the mortgage. Do I have any legal recourse without anything in writing. We're talking about $90,000 for the mortgage and remodeling costs.


Asked on 6/23/10, 3:03 pm

1 Answer from Attorneys
Thomas Moens Moens Law Offices, Chartered

Wow. I hardly know where to start. First of all, you need to tread carefully, since you committed fraud by signing documents at closing regarding income and employment you did not have. Attorneys are prohibited from acting as attorneys and real estate brokers in the same transaction, and I cannot even fathom what would compel the attorney to pay mortgage payments for your friend. Without seeing what documents were signed and provided, it is impossible to know what to tell you. You need to speak directly to an attorney in order for the attorney to review all of the documents.

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Answered on 6/25/10, 8:10 am


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