Legal Question in Consumer Law in Illinois

Take this seriously.

The CC Co. through their Atty's are going to pursue a judgment against you (collects 9% interest annually). Then the CC Co. will pursue a Citation of Assets to see well, what your assets are, i.e., Car(s), bank accts etc.

Then the CC Co. will go after your bank accts and possibly garnish your wages if they can.

I say the Credit Card Co (Cc Co.), but it is possible that your debt was sold to a 3rd party for pennies on the dollar and now they are coming after you for the Full amount plus Fees and Costs.

If you have the means to hire or at least consult with an attorney, I would advise you do so.