Legal Question in Credit and Debt Law in Illinois

I need help bad... I lost my job quite a while ago. I have my credit card company hounding me for payments. I have told them numerous times about me being unemployed. And I have "NO" source of income whatsoever. I don't know what to do, I was threatened by them over the late summer early fall that they were going to get a lawyer after me. I was horrified, how can they just go and sue me...I have nothing. I can't even afford to put a roof over my head. And today I got a letter from there attorney. I am beyond scared, I don't know what I can do. I don't want the amount to skyrocket, nor do I want to get legal action taken against me. I can't afford a $50monthly payment, how can I afford a lawyer for a legal battle!


Asked on 2/04/10, 12:27 am

2 Answers from Attorneys
Jonathan Shimberg Shimberg and Crohn, P.C.

The person or company you owe the money to is entitled to sue. The fact that you can not pay is not a defense to your liability. If you have nothing , they can get norhing freom you once they have their judgment.

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Answered on 2/09/10, 6:28 am
Frank Vosholler Law Office of Frank L. Vosholler III

Contact CARPLS at 1-312-738-9200. They help low income people with this sort of thing and can explain thoroughly how to get your self out of this mess. Once you come up with soem money and need to file bankruptcy give me a call and I can take care of it from there.

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Answered on 2/09/10, 11:31 am


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