Legal Question in Credit and Debt Law in Illinois

Collections judgement

A judgement was placed against me I think in 2000 by the credit card company. Now a collection agency said they are collecting for there ''client''. I asked them to send proof and I was faxed a generic case file the last activity was in 2001 which says ''Citation Defendant Dismissed'' What does that mean? The case was for 2118.41 and they say I owe 3000+ but the credit card limit was 1000 and I did not go over. Can I just pay the 1000.00? do they have to send me paper work for court too be for the attempt to garnish or will the old file suffice? A different collection agency for the same credit card froze my friends assets 2 weeks ago and now i am thinking about removing my money out the bank. Please help. Thanks,


Asked on 10/07/08, 9:53 am

1 Answer from Attorneys
Thomas Moens Moens Law Offices, Chartered

Re: Collections judgement

Interest, late fees, court costs, and attorneys fees could easily increase a $1000 credit card bill to $3000 in eight years. In fact, I am surprised it is not more than that.

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Answered on 10/07/08, 4:52 pm


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