Legal Question in Credit and Debt Law in Illinois

1. From the facts given it does not appear that hotel was under any obligation to you to make sure you had a paid bill in hand for your grant purposes. You also don't say whether the hotel was paid but the credit card billing was delayed. The credit card statement should reflect the date of the charge and when it was paid to the hotel. Did you check with the hotel on any of this? If the hotel never contacted you that it was not paid that might lead one to think they were paid. The hotel should have have been able to verify payment with a duplicate bill that you could have submitted.

2. You need to look at the terms and conditions of your credit card - what if any liability they may bear for charges that are paid on time but billed late or paid late and then billed. Otherwise the credit card company also would owe you no obligation to bill on time. And if the statement shows it was paid back when but only billed now and they did not charge you any finance charge, you actually may have received an additional benefit.

3. Without some obligation pointing at the hotel or credit card company it does not appear that either of them did anything wrong. Most people might be happy they were not billed for several months......