Legal Question in Credit and Debt Law in Illinois

court summons for a credit card bill

i received a summons for a delinquent credit card bill. if i don't respond can they serve me at work and also can they garnish my wages for a credit card balance


Asked on 8/23/07, 8:29 am

1 Answer from Attorneys
Lesley Hoenig Lesley A. Hoenig, Attorney at Law

Re: court summons for a credit card bill

If you have already been served, there would be no reason for you to be served at work. If you don't appear at court, they will get a default judgment and will be able to garnish your wages.

It is best to file your appearance, appear at court on the court date and ask for a trial date, and appear at trial. If you do not do this, they will get a judgment. If you have a trial, it is up to them to prove that you owe the debt.

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Answered on 9/04/07, 6:08 pm


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