Legal Question in Credit and Debt Law in Illinois

Credit card debt

i have let a credit card go due to financial reasons and it has been sent to a collection company, now they say they are going to send it to an attorney, can this be done and if so what is would the outcome be once the attorneys have received.


Asked on 3/25/09, 5:20 pm

1 Answer from Attorneys

Thomas Moens Moens Law Offices, Chartered

Re: Credit card debt

Of course they can refer it to an attorney. The attorney will probably send you a nastigram, which darn well better comply with the Fair Debt Collection Practices Act, then he or she will probably sue you. If you have any defenses, you will need to present those at the trial. If you ignore the court documents you receive, a default judgment will be entered against you.

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Answered on 3/26/09, 11:00 am


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