Legal Question in Credit and Debt Law in Illinois

Credit card dispute leads businuss to threaten lien on house

My husband and I purchased a shed kit from a local hardware store. When the kit was delivered, parts of the kit were of very poor quality as well as being the wrong size (too short). We opened up a dispute with our credit card since the business did not want to refund any $ for the substandard product.

Now, the company is threatening to call their lawyers to get a lien put against our house. Can they do this? Can this affect our credit rating? We just received and returned the dispute from the credit card company yesterday.


Asked on 9/02/04, 6:55 pm

1 Answer from Attorneys
Thomas Moens Moens Law Offices, Chartered

Re: Credit card dispute leads businuss to threaten lien on house

Unless there is something missing here, no, they can't put a lien against your house at this point. Of course without reviewing all relevant information, and discussing the matter with you thoroughly, I can't really give you a definitive answer.

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Answered on 9/04/04, 7:22 am


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