Legal Question in Credit and Debt Law in Illinois

Credit card enforcement policies

Can a lender send a minority's account to collection before they do the same for a non-minority person if they are both deliquent during the same timeframe? Basically, can they legally give a non-minority person more time to pay and not give that same amount of time to a minority person?


Asked on 2/04/06, 6:38 pm

1 Answer from Attorneys
Kevin Plachta The Law Office of Kevin F. Plachta

Re: Credit card enforcement policies

Well, I have never seen any case law that says othrerwise so the answer is yes. The creditor can do what they want as long as it does not conflict with state/federal collection laws.

There could be many reasons why one account was refered before the the other. Bottom line is that a debt is owed and the debt needs to be paid.

Read more
Answered on 2/05/06, 10:06 am


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Illinois