Legal Question in Credit and Debt Law in Illinois
Credit card enforcement policies
Can a lender send a minority's account to collection before they do the same for a non-minority person if they are both deliquent during the same timeframe? Basically, can they legally give a non-minority person more time to pay and not give that same amount of time to a minority person?
Asked on 2/04/06, 6:38 pm
1 Answer from Attorneys
Kevin Plachta
The Law Office of Kevin F. Plachta
Re: Credit card enforcement policies
Well, I have never seen any case law that says othrerwise so the answer is yes. The creditor can do what they want as long as it does not conflict with state/federal collection laws.
There could be many reasons why one account was refered before the the other. Bottom line is that a debt is owed and the debt needs to be paid.
Answered on 2/05/06, 10:06 am