Legal Question in Credit and Debt Law in Illinois

Creditor trouble

I received notification that the company that I bought my computer from has called me and notified me that if I don't pay the full amount in 60 days, they are going to take legal action. This sent a red flag on my part. If they indeed sue me for the total amount, can I countersue for violating the Fair Debt Collection Practices Act?


Asked on 3/14/06, 7:53 pm

1 Answer from Attorneys
Thomas Moens Moens Law Offices, Chartered

Re: Creditor trouble

You fail to state why you believe they have violated the FDCPA. Additionally, the FDCPA does not apply when a company is collecting its own debt. It only applies to debt collectors who collect debts for other.

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Answered on 3/15/06, 9:07 am


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