Legal Question in Credit and Debt Law in Illinois
I gave a check to someone for work that was done for me on a car and after I took position of the car I found out that they did not complete the work and told me they did the work I confronted then in a text and after awhile they told me they did not do the work in a text so I stopped payment on the check , they took the check to a currency exchange 2 weeks after that knowing it had been a stop payment put on the check now the 3ed party is threatening me with a law suit under "holder in due course" do I have anything I can do not to pay this check.
1 Answer from Attorneys
The threat from the currency exchange is likely merely a threat; it will not
file a lawsuit unless the check is very large. They will also threaten the
person who cashed the check. Do not pay it. You have a defense regarding
the contention it is a payment in due course.