Legal Question in Credit and Debt Law in Illinois

Home address 24240 Graver Lane, Naperville, IL. In Will County. Applied for a home equity loan ajudgment lien showed up from over 10 years ago. On 11/19/2013 our loan officer said we had this judgment over $17,000.00 dollars owed to Hinsdale Hospital Hinsdale, Il in the county of Dupage, yet we were never served with a notice to appear in court or received a letter to appear in court, an amount this large would have not gone neglected on a home without a mortgage. This collection was never on my credit report and we have no knowledge of this Medical Bill and do not fill we are the responseable party.

Thank You Louis Jan Moll


Asked on 11/18/13, 11:05 pm

1 Answer from Attorneys
Stephen Messutta

If it's an error and you can prove it the hospital should be able to clear it up even at this point. A personal information affidavit given to the title company that came up with this lien may help but may also confirm that you are the same persons as the lien is against even if the lien is wrong. This process is called "title clearance" and with a situation like this you should seriously consider hiring a real estate attorney to help you.

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Answered on 12/10/13, 11:52 am


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