Legal Question in Credit and Debt Law in Illinois
Liability if Dr. does not file ins. claim or send itemized bill
A Dr. I went to for a brief time did not send my bill to my insurance company and did not send me an itemized bill that I could file until it was to late. Three years later a collection agency is threatening to take me to court for 3 times the amount my ins. would have paid if I don't pay up. Can I be held responsible? The dr. has since filed bankruptcy.
1 Answer from Attorneys
Re: Liability if Dr. does not file ins. claim or send itemized bill
The general concept is that you are responsible for any bills not paid by your insurance company. However in your situation I would immediately call your insurance company and demand to speak with a supervisor. Inform them of this situation. I would then contact the collection agency and tell them that you are disputing the bill---you should send them a letter of dispute via certied mail with return receipt requested.
I would then follow up with the insurance company every week until it is resolved.