Legal Question in Credit and Debt Law in Illinois
Paid debt still shows unpaid on credit report
I paid off a debt from Sears that was on my credit report in July of 02, and it is still on my report as unpaid, I have even recieved letters of a balance due from another credit agent with the same account number. I contacted the firm who collected the balance and they noted it was paid in full, I have even sumbitted letters to all credit reporting agents proving this. Is there anything that can be done legally? I'm trying to get a mortage and have been denied because of this over a period of 8 months. It's actually more then one account, there's 3 from different creditors, and they've been all paid since mid 2002.And I've submitted those letters to all credit reporting agents also.credit reporting agents being- trans,experian, and
2 Answers from Attorneys
Re: Paid debt still shows unpaid on credit report
It seems that you are doing what is necessary to get these items removed from your credit report. It is unfortunate that they are not complying.
A company cannot claim that you owe them a debt or report it to the credit agencies that you do, if in fact you do not owe the money.
You might want to consider having an attorney write a letter on your behalf regarding these paid debts. Sometimes a letter from an attorney carries a little more force with it.
If you do not have an attorney, then please call my office at (847) 223-4410 to discuss your situation.
Very truly yours,
Thaddeus J. Hunt, Esq.
Re: Paid debt still shows unpaid on credit report
I agree with the prior answer - unfortunately, you are doing all you can really do. An attorney's letter should help. You may wish to try to have the creditors contact the credit agency directly.
Related Questions & Answers
Looking for something else?
10,200 active attorneys ready to answer your legal questions today.
Featured Attorneys
Earn additional revenue and grow your business.
