Legal Question in Credit and Debt Law in Illinois

I recently went to court for a Revival of Judgement. The Judgement was for a credit card. This was back in 2000. The debt was never collected. I am guessing someone other creditor bought the debt because it is not the same as the original judgement. I asked the judge how long before they expire and she stated 10 years. My question is what can I do. I asked the lawyer for the plaintiff for a copy of the original debt and he stated he was not sure if that would be available. Do I have any options. Because of fees and interest..its more than doubled..Do I have to worry about wage garnishment if I can not pay now? Also it is not on my credit report now.


Asked on 9/11/13, 1:12 pm

1 Answer from Attorneys
Jonathan Shimberg Shimberg and Crohn, P.C.

If there is already a judgment you are well past the time to reasonably argue about the debt. If you claim you were never served, then you can seek to vacate the original judgment, but that it not an easy task. you can go to the courthouse and ask to look at the original file. It is probably in storage. If you were never served the underlying judgment is defective. If you were served, then you have no right to argue about its revival unless you have paid it. They are entitled to 9 % interest on the judgment from the date is was entered. The only defenses are bankruptcy or payment.

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Answered on 9/11/13, 1:22 pm


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