Legal Question in Credit and Debt Law in Illinois
My roommate and I from college (2 yrs ago) were supposedly past due on rent $1,000, which we disagreed with. And, they did not factor in our deposit which was not returned to us. It was never formally resolved, but we received a letter from a collection agency. Is this just a little intimidation? Can this go on our credit report without a judgment, especially considering we disagree?
Asked on 4/30/10, 1:39 pm
2 Answers from Attorneys
Frank Vosholler
Law Office of Frank L. Vosholler III
Yes it can. Make sure it is not on your credit report already and file a dispute if it is. You may need to file an injunction stopping them from reporting this to credit bureaus.
Answered on 5/05/10, 8:26 pm
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